If you ship software for product companies in Europe or the US, summer 2026 brought a useful cluster of practical pieces from the Smartym Pro articles hub — less hype, more delivery: how to run discovery before estimates, how AI changes security and delivery speed, what PSD3 means for engineering, and how to choose dedicated-team…

Summer is when roadmaps get rewritten and hiring plans get honest. Between AI tooling noise, heated senior markets, and the usual debate of freelancers vs managed teams, a handful of pieces from the D-Factor blog stood out this season — practical, opinionated, and useful if you build or hire software teams in Europe. Below is…